|Home | Contact|
|Car Insurance News | State DMV Information | Tips and Advice | Health Insurance | Life Insurance | Personal Insurance|
|"No Pushy Sales People!"®|
Liability: Bodily Injury & Property Damage
Mandatory Liability Coverage Minimums
What Do The Numbers Mean on My Liability Policy?
What is Single Limit Liability?
How Much Liability Insurance Should I Have?
Is "No-Fault" Insurance the Same as Liability?
What Should I Do After an Accident?
What is a Third Party Claim?
What is a Release For Damages?
How Long Can I Take to Decide on a Final Settlement?
1. Mandatory Liability Coverage Minimums
2. What Do The Numbers Mean on My Liability Policy?
When you look for online insurance quotes, be sure to know the minimum required coverages in your state and plan accordingly. When trying to set your coverage amounts, remember that an accident can damage more than a single vehicle. Ask your insurance agent about how expensive the average liability claim can be and whether your coverage is sufficient to keep you from suffering financially after an accident. Top
3. What is Single Limit Liability?
Did you know there is a single limit option? When searching for car insurance quotes, be sure to see if a single limit policy is available in your state. Single limit liability insurance gives you one maximum amount that can be used to pay any part of a liability policy. Car insurance claims with no bodily injury, but a high amount of property damage is one example of how a single limit policy can be helpful. The whole coverage amount could be used to pay the property damage. If you carry $200,000, the entire amount is available to pay however necessary. Top
4. How Much Liability Insurance Should I Have?
5. Is "No-Fault" Insurance the Same as Liability?
No-fault insurance can be complicated and it's a very good idea to talk with an insurance representative for a thorough explanation of how the policy works in detail. You should still look for competitive automobile insurance rates online, just be sure you understand your rights, responsibilities, and limitations under a no-fault policy. No-fault insurance is not the same as liability insurance for the simple reason that the policy pays only you or your insured drivers, it does not cover the injuries of other drivers involved in an accident. Top
6. What Should I Do After an Accident?
To help you file car insurance claims, it's a very good idea to take pictures of the accident and any damage to your vehicle, and the other car. Your photographic evidence can be used to disprove exaggerated liability insurance claims by another driver later on. Use a camera phone or a digital camera if possible. It's also a good idea to write down a narrative of the accident as soon as you can to use to help you remember details you might need later with the automobile insurance paperwork. Top
7. What is a Third Party Claim?
You may be able to settle the property damage issues right away, but your bodily injury claims could be ongoing because of a series of treatments or continuous care in the wake of an accident. An outstanding bodily injury claim may take some time to settle. It's important to know the laws in your state; many states make it illegal for car insurance claims for property damage to be held up pending settlement of a bodily injury claim. Top
8. What is a Release For Damages?
It's very important to carefully examine the amount of the settlement on your car insurance claim. Bodily injury claims, once settled, won't include additional payments for medical complications as the result of an accident. Are you being fairly compensated for your medical expenses and other needs? If so, you may feel safer in signing a release for damages than if you have continuing treatments that cost more than what you are being offered. If you feel you aren't being offered what you are due, it's best to consult a legal expert before making a decision on signing the release. Top
9. How Long Can I Take to Decide on a Final Settlement?
Instant Car Insurance Quotes Online From Multiple Insurance Carriers!
Contact Us |
Site Map |
Other online services offered by Ensurance.com
Health Insurance, Individual Health Insurance, Group Health Insurance, Life Rater, Business Insurance, Homeowners Insurance,
Contractors Insurance, Workers Comp Insurance, Earthquake Insurance
Copyright © 2011-2014 Ensurance.com, LLC. All rights reserved