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Washington, D.C. Auto Insurance Requirements
What is the Compulsory or Mandatory Auto Insurance Law in DC?
What are the minimum required limits in the Federal City?
Proof of Insurance
Under District of Columbia law, motorists who are stopped by the police are required to display not only their driver's license and vehicle registration, but also proof of insurance. Metropolitan Police Department (MPD) officers enforce the "proof of insurance" law -- and the $30 civil fine that is attached to this infraction
The goal is to reduce the number of drivers in DC who do not carry insurance as required by District law. Uninsured drivers are a serious problem, undermining traffic safety and driving up the costs for insured, law-abiding motorists.
DC law defines proof of insurance as "a document issued by an insurance company that lists the name of the insurance company, the policy number, the name or names of the insured, and the period of coverage for the insurance."
Metropolitan Police officers will be issuing citations, which carry a fine of $30, for failing to provide proof of insurance. The MPD reminds motorists that the law applies to everyone who drives in the District, regardless of where their vehicle is registered or driver's license is issued.
Upon issuance of a new car insurance policy, and anytime at your request, an insurance company will provide a card or temporary proof of insurance for each car covered under your policy and if you purchase your insurance from InstantCarInsurance.com or Ensurance.com you can also print your ID cards online instantly, anytime and for free.
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